body     {
          color:#000000;
          background-attachment:fixed;
          font-family:arial,sans-serif;
          font-size:10pt;
         }

a:hover   { text-decoration:underline;
            color:#4040FF;
          }
a:link    { text-decoration:none;
            color:#4040FF;
          }
a:visited { text-decoration:none;
            color:#4040FF;
          }
div.kltext {
            font-size:10pt;
           }
div.skltext {
            font-size:7pt;
           }

div.topline {
              font-size:18pt;
              color:#E0E0E0;
              font-family:Arial,sans-serif;
              text-align:center; }

h1         {
              font-size:24pt;
              font-style:normal;
              font-family:Arial,sans-serif;
            }
h2          {
              font-size:18pt;
              font-style:normal;
              font-family:Arial,sans-serif;
            }
h3          {
              font-size:16pt;
              font-style:normal;
              font-family:Arial,sans-serif;
            }
h4          {
              font-size:14pt;
              font-style:normal;
              font-family:Arial,sans-serif;
            }
h5          {
              font-size:12pt;
             font-style:normal;
              font-family:Arial,sans-serif;
            }